2,000+ government programs are giving away billions in grants and forgivable loans. Most first-time buyers never find them. Check your eligibility in 30 seconds—completely free.
Based on your zip code, income, and buyer status
A real estate professional who specializes in first-time buyers and knows your local DPA programs inside out.
A homebuying specialist will reach out within 24 hours. In the meantime, start exploring those DPA programs above.
Get instant answers about down payment assistance, loan programs, and your homebuying options — available 24/7.
Down payment programs you've never heard of. Agents who don't specialize in first-time buyers. Lenders and insurance companies that all look the same. The system is fragmented, and it costs you money.
If you don't currently have a real estate agent, no worries. We work with trusted agents nationwide and can help connect you with the right one. On your behalf, we'll interview up to three qualified agents at no cost to you to ensure you're matched with someone who fits your needs.
Over 2,000 programs exist nationwide and most buyers never find them. Apex Home Capital matches you with every grant, loan, and tax credit you qualify for based on your location and income.
Get paired with real estate agents who specialize in first-time buyers. Not random agents. Specialists who know down payment programs, negotiation tactics, and your local market.
Compare mortgage offers from multiple lenders side by side. See real rates, real terms, real monthly payments. No surprises at closing.
Home insurance quotes from multiple carriers before you close. Understand what you're covered for, what you're not, and how to save without cutting corners.
We guide you from application to keys in hand. As a direct lender licensed in all 50 states, we’ve simplified every step of the homebuying journey.
Complete a simple application in minutes. No hard credit check, no commitment, no paperwork maze.
Receive your pre-qualification letter fast. Know exactly how much home you can afford before you start shopping.
Shop with confidence. Your pre-qual letter shows sellers you’re serious and ready to move fast.
Our team guides you through underwriting, closing, and the moment you’ve been waiting for — handing you the keys.
Click below to begin your mortgage application securely through our partner portal. A licensed loan officer will follow up with you once submitted.
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Apex Home Capital — NMLS #2687393 — Direct Lender — All 50 States
This is not a commitment to lend. Rates and terms vary by borrower and program.