NMLS #2687393  |  Consumer Access
🌎 Foreign National Lending

Purchase US property without a Social Security Number or US credit history.

Foreign National Loans let non-US citizens and residents buy residential or investment property in the United States — no SSN required, no US credit needed. Qualify based on assets and income.

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Why Foreign National Loans Work

Access US real estate without traditional requirements.

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No Social Security Number Required

You don't need to be a US citizen or permanent resident. We work with foreign nationals who want to purchase property in the United States.

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No US Credit History Needed

Qualify based on your assets, international credit profile, and income — not a US credit score you may not have.

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Primary or Investment Properties

Buy a vacation home, investment property, or even your primary US residence. Various property types eligible depending on your situation.

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Competitive Rates & Terms

Foreign national mortgages offer competitive rates with flexible down payment options, typically 25-40% depending on property type and location.

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Get a Foreign National Loan Quote

Tell us about your situation and we'll connect you with a Foreign National Loan specialist who understands international buyers.

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A Foreign National Loan specialist will reach out within 24 hours with options tailored to your situation.

Foreign National Loans require larger down payments (typically 25-40%) and are subject to property location restrictions. Rates and terms vary by lender and citizenship. Apex Home Capital connects you with lending partners and does not originate loans directly.